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Terms & Conditions

Operated by Vidastra LTD

Last Updated: October 4, 2026

1. Acceptance of Terms

By accessing and using the InsuranceLid websites and services, you accept and agree to be bound by these Terms & Conditions. InsuranceLid is operated by Vidastra LTD ("we", "us", "our"). If you do not agree to these terms, please do not use our services.

2. Service Description

InsuranceLid is an online quote-request and lead-referral platform that connects consumers with independent insurance companies, insurance agents and brokers. Our service includes:

3. We Are Not an Insurer, Agent or Broker

InsuranceLid is not an insurance company, agency or broker. We do not sell, underwrite or bind insurance, do not quote or set rates, and do not give insurance advice. We do not employ the providers in our network and make no recommendation, warranty or guarantee about any provider, policy, price, coverage or claim outcome. Submitting a request does not guarantee that you will receive a quote or coverage. Any policy you buy is a contract directly between you and the insurance company, not with InsuranceLid or Vidastra LTD. Rates, coverage and availability vary by state and by provider.

4. User Representations

By using our services, you represent and warrant that:

5. Communication Consent

By submitting a request, you agree to be contacted by InsuranceLid and our network of insurance partners, including insurance companies, agents and brokers, at the phone number and email address you provide, including by autodialed or prerecorded calls and text messages, for marketing purposes. Consent is not a condition of any purchase. Message and data rates may apply. You may opt out at any time as described in our Privacy Policy.

Offers from our partners. By submitting a request, you agree that InsuranceLid (operated by Vidastra LTD) and its marketing partners may send you emails about insurance and related products and services. Every email includes a link to unsubscribe, and we honor unsubscribe requests immediately.

6. Limitation of Liability

To the maximum extent permitted by law, InsuranceLid, Vidastra LTD, and their owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, goodwill, use, or data, arising from your use of our services or from any policy, quote, advice or service provided by a third-party insurance provider, even if advised of the possibility of such damages. Your exclusive remedy for any dispute with us is limited to the amount, if any, you paid us for our services.

7. Intellectual Property

All content on the InsuranceLid websites, including text, graphics, logos, and software, is the property of Vidastra LTD and protected by applicable laws. You may not reproduce, distribute, or transmit any content without our prior written permission.

8. User Content and Privacy

You grant us the right to use, store, and share your information as described in our Privacy Policy, including sharing it with insurance companies, agents, brokers and partner networks to fulfill your request.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes are effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by and construed in accordance with applicable law, without regard to conflict-of-law provisions. Any dispute arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts of competent jurisdiction where Vidastra LTD operates.

11. Contact Us

If you have questions about these Terms & Conditions, contact us at: